Tred isn't a bank, as we don't invest in other businesses or lend out money to customers.
Tred provides a debit card which is issued and processed by a company called Nium Fintech Limited, who are an Electronic Money Institution (EMI), and are authorised and regulated by the Financial Conduct Authority (FCA) with firm reference number 901024.
Tred is registered as an agent of Nium and we are authorised by the FCA with firm reference number 945438.
This means that Tred and Nium have to follow strict regulations about who can be given a card, how we protect your money and data, how we combat financial crime, and how we treat you as a customer 😊